everpay - Global payment processing platformeverpay

    Commerce

    Sell anywhere and get paid anytime with flexible omnichannel commerce tools. Connect and customize all parts of your business so you can open up to more customers in more places.

    In-Store Payments

    Accept all payment types with our secure POS system

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    In-Store Payments

    Online Store

    Build and customize your online presence

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    Online Store

    Inventory Management

    Track and manage your inventory across all channels

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    Inventory Management

    Analytics & Reporting

    Get real-time insights into your business performance

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    Analytics & Reporting

    Seamlessly integrate with your existing tools

    Connect your commerce platform with the tools you already use. From accounting software to marketing tools, we make it easy to run your entire business from one place.

    • Accounting software integration
    • Marketing automation tools
    • Inventory management systems
    • Customer relationship management
    Integration dashboard
    Customer logo
    "Everpay's commerce platform has transformed how we run our business. The ability to sell across multiple channels while managing everything from one place has been game-changing."
    Stan Sterling
    CEO, Sterling Capital LLC.

    Online vs. in-person payments: why unified commerce matters

    Customers move between your website, your store and their phone. Unified commerce connects those channels so inventory, customers, payments and reporting live in one place rather than three disconnected systems.

    Everpay supports online checkout, in-store terminals and mobile payments on one platform.

    What unified commerce means for payments and operations

    Unified commerce means your online store, physical locations and mobile sales draw on the same core data. Instead of three systems that each hold their own version of inventory, customers and payments, one shared record serves every channel. That is different from an approach that only links channels at the surface, such as a shared storefront theme.

    In practice, this shows up in everyday tasks. A customer can buy online and return in store without a manual workaround. Staff can see order history regardless of where a purchase happened. Finance sees one set of settlements rather than reconciling several.

    The payment layer is a large part of that. When both channels process through one platform, refunds, disputes and payouts follow consistent rules. Read online vs in-person payment processing to see how the two environments differ.

    How to connect online, in-store and mobile sales

    Start by listing every place you take money today: your website, terminals in store, mobile readers, payment links, and phone or chat orders. For each, note who sells, how the sale is recorded and how the funds reach you.

    Then choose the pieces that cover those channels with the fewest separate systems. Terminals and the POS solution handle in-person sales, online payments handle the web, and mobile payments cover staff on the move or pop-up events. Payment links fill the gaps for invoices and remote sales.

    Before you switch, plan the migration of products, customers and any saved payment data, and agree on cutover timing so your busiest trading days are not at risk.

    • Terminals and POS for counter and table sales.
    • Hosted checkout or API for the website and app.
    • Mobile readers for events, deliveries and floor staff.
    • Payment links and virtual terminal for phone and chat sales.

    Risks and costs that differ between channels

    Card-present and card-not-present payments carry different risk and cost profiles. In-person payments use chip or contactless and are generally less exposed to certain kinds of fraud. Online payments rely on authentication, device signals and risk scoring, and are more exposed to chargebacks.

    A unified setup lets you apply the right controls to each channel. Online orders can be screened by fraud prevention rules, while in-store sales follow terminal and network requirements. Costs can also differ by channel, so review the pricing page and compare your expected mix before you commit.

    Returns need clear rules. Decide whether refunds go back to the original method, whether cross-channel returns are allowed and how long customers have.

    How commerce fits with the rest of the platform

    Commerce sits on top of the same gateway, routing and reporting used across Everpay. See the payment gateway for how transactions are authorized, the retail and restaurant pages for sector-specific setups, and the integrations directory for accounting and CRM connections. To see the flow with your own use case, request a demo.

    Online vs. in-person payment processing

    Online sales are card-not-present and need authentication and fraud tools; in-person sales use chip, contactless and terminals. The authorization flow is the same, but the risk and cost differ. See how merchant payment processing works.

    One view of the customer

    Linking in-store and online purchases gives you a complete customer history for loyalty, refunds and marketing.

    Shared inventory

    When stock levels update across channels in real time you avoid overselling and can offer buy-online, pick-up-in-store.

    Unified reporting and reconciliation

    A single settlement and reporting layer makes accounting and reconciliation simpler. Explore POS and online payments.

    Use cases

    • Run a store and web shop from one inventory.
    • Offer click-and-collect and in-store returns for online orders.
    • Reconcile all channels in a single report.
    • Use payment links for sales made over phone or chat.

    Industries served

    • Retail
    • Restaurants
    • Fashion
    • Health and beauty
    • Grocery
    • Hospitality

    Frequently asked questions

    Ready to grow your business?

    Get a free demo and see how Everpay can help you accept payments globally, prevent fraud, and increase revenue.