Modern Payment Solutions for Retail

    Unify your in-store and online sales with seamless payment processing. Accept every payment type your customers prefer.

    Retail payment processing
    Global
    Retail markets
    In store
    And online
    99.99%
    Uptime
    24/7
    Support

    Complete Retail Payment Platform

    Everything you need to run a successful retail business

    In-Store Payments

    Accept all payment types including chip, swipe, tap, and mobile wallets. Fast checkout keeps your lines moving.

    Omnichannel Commerce

    Unify in-store, online, and mobile sales. One platform for all your channels with centralized inventory.

    Mobile POS

    Empower your sales associates with mobile checkout. Process payments anywhere in your store or at events.

    Inventory Management

    Real-time inventory tracking across all locations. Automatic stock alerts and purchase order management.

    Customer Loyalty

    Built-in loyalty programs and customer profiles. Track purchase history and reward your best customers.

    Quick Integration

    Connect with your existing systems easily. Integrations with major retail software and e-commerce platforms.

    Solutions for Every Retail Format

    Specialized features for your retail business type

    Specialty Retail

    Perfect for boutiques, specialty shops, and unique retail concepts. Tools to create memorable shopping experiences.

    • Custom product catalogs
    • Gift card and store credit
    • Special order management
    • Customer wishlists
    • Clienteling tools
    • Multi-store inventory
    Specialty retail
    Fashion retail

    Fashion & Apparel

    Manage seasonal inventory, size/color variants, and returns efficiently with our fashion-focused features.

    • Size and color matrix
    • Seasonal collections
    • Easy returns and exchanges
    • Customer style profiles
    • Visual merchandising reports
    • Cross-channel fulfillment

    Multi-Location Retail

    Manage multiple stores from one centralized system. Real-time sync across all locations.

    • Centralized management dashboard
    • Inter-store transfers
    • Location-based reporting
    • Consolidated inventory view
    • Employee management across stores
    • Unified customer database
    Multi-location retail

    Flexible Hardware Options

    Choose the right hardware for your store layout and workflow

    Countertop Terminal

    Traditional checkout with modern capabilities

    • Touchscreen display
    • Built-in printer
    • Contactless ready

    Mobile POS

    Take payments anywhere in your store

    • iPad/tablet based
    • Portable reader
    • Line busting

    All-in-One POS

    Complete solution with cash drawer

    • Integrated hardware
    • Receipt printer
    • Scanner ready

    Retail payment processing built for stores that sell everywhere

    Retailers need payments that are fast at the counter, reliable at peak times and connected to the online store. A good retail payment setup reduces queue time, improves reconciliation and gives you a single view of sales across locations.

    Everpay supports terminals, tablets, mobile readers and online checkout on one platform.

    What does a retail payment setup need to handle at the counter?

    A retail counter has to take chip, contactless and wallet payments quickly, handle refunds and exchanges, and keep working when the shop is busiest. Staff turnover means the interface has to be simple enough to learn in a shift, and permissions should limit who can issue refunds or void sales.

    Contactless and wallet payments typically move faster than inserting a card and entering a PIN, which helps when queues build. Handheld devices let staff take payment on the floor, for example for large items or during a sale event. When comparing systems, ask what happens during a busy period, how receipts are delivered and how end-of-day closing works. Our retail POS buyer's guide lists the questions worth asking.

    How do you handle offline mode, returns and exceptions in a store?

    Connectivity problems happen. Some terminals can store transactions and submit them once the connection returns, but offline acceptance carries risk, because the card cannot be fully checked at the time of sale. Ask any vendor what limits apply, who bears the risk of a declined offline transaction and how stored transactions are reviewed.

    Returns are the other common exception. A good setup refunds to the original payment method, links the refund to the original sale and records the reason. For omnichannel retailers, that includes taking back an online order in a store. Gift cards, partial refunds, split tender and price adjustments should be tested during evaluation rather than discovered after launch.

    • Confirm offline limits and who carries the risk if a stored sale fails.
    • Test refunds against both in-store and online orders.
    • Check how split tender and partial payments appear in reports.
    • Ask how a terminal is replaced if it fails mid-shift.

    Why does unified reporting matter across stores and online?

    When store and web sales sit in separate systems, finance ends up reconciling spreadsheets and merchandising works from stale numbers. A unified platform ties sales, refunds and fees to one record, so you can see performance by location, product, hour and staff member without stitching exports together.

    That visibility supports practical decisions such as staffing to peak hours, spotting products that sell online but not in store, and tracking stock across locations. Shared inventory also reduces overselling and supports click-and-collect. See unified commerce for how the pieces fit, Everpay POS for the in-person side and online vs in-person payment processing for how risk and cost differ between channels.

    Faster checkout

    Tap-to-pay, wallets and chip acceptance keep lines moving. Handheld devices let staff take payment on the shop floor.

    Inventory and reporting

    Real-time inventory and sales reports by product, hour and staff member help you buy and staff smarter.

    Sell online and in store

    Share products and stock between channels with unified commerce and manage returns in either channel.

    Pick the right system

    Read our retail POS buyer's guide and see Everpay POS.

    Use cases

    • Single-store counter checkout.
    • Multi-location reporting and permissions.
    • Click-and-collect and in-store returns for web orders.
    • Seasonal pop-up shops using mobile readers.

    Industries served

    • Fashion
    • Gifts
    • Electronics
    • Beauty
    • Sporting goods
    • Home goods
    • Specialty food

    Frequently asked questions

    Ready to grow your business?

    Get a free demo and see how Everpay can help you accept payments globally, prevent fraud, and increase revenue.