Which payment methods should I offer?

Start with the dominant methods in each target market in addition to cards, such as a local bank method and a leading wallet.

Do alternative payment methods cost more?

Pricing varies by method. Some bank-based methods are cheaper than cards while some buy-now-pay-later methods cost more. See pricing for current rates.

Do I need a separate integration for each method?

No. Everpay exposes multiple methods through one integration and one dashboard.

Can customers pay in their own currency?

Yes, multi-currency checkout is supported and you can choose your settlement currency.

Intelligent payments for the modern business

Accept payments anywhere, analyze transactions in real-time, and accelerate your business growth with our comprehensive payment solutions.

In-Person Payments

Accept all major cards, contactless, and mobile payments with our secure terminals.

Online Payments

Seamlessly integrate payments into your website or mobile app with our APIs.

Mobile Payments

Turn any smartphone into a payment terminal with our mobile card reader.

Everything you need to succeed

Our payment solutions come with powerful features designed to help your business thrive.

Next-Day Deposits

Get your funds the next business day with our fast settlement process.

Fraud Prevention

Advanced AI-powered fraud detection to protect your business.

Real-Time Analytics

Track sales, refunds, and disputes with detailed reporting.

Multi-Currency Support

Accept payments in many currencies with automatic conversion.

24/7 Support

Expert help available around the clock when you need it.

Developer-Friendly

Robust APIs and SDKs for custom integration needs.

Benefits of accepting global payment methods

Customers pay differently around the world. Cards dominate in some markets, while bank transfers, wallets or cash-based vouchers lead in others. Offering the methods your customers already trust is one of the most reliable ways to increase conversion.

Everpay supports cards, digital wallets, bank debits and transfers, buy-now-pay-later, regional methods and crypto or stablecoin rails through one integration.

Which global payment methods does your market actually use?

Payment preferences are local. In one country most shoppers pay by card, in another they favor bank transfers, wallets or vouchers they can pay for in cash. A checkout that only offers cards can look incomplete to a customer in a market where something else is the habit.

The practical way to decide is to work market by market. Look at where your orders and visitors come from, find the methods that are most used there, and compare them against what you already accept. The gaps, especially in markets where you see high abandonment, are your first candidates.

Our guide on the benefits of accepting global payment methods goes through the reasoning in more depth.

Cards and wallets for broad coverage and fast mobile checkout.
Bank debits and transfers for lower-cost or recurring payments where available.
Local and regional methods where they lead the market.
Buy-now-pay-later where it suits your average order value.
Stablecoin rails for certain cross-border flows.

How local payment methods work behind one integration

Each payment method has its own rules for authorization, confirmation and refunds. Some confirm instantly, others complete after the customer approves the payment in their banking app, and a few settle on a delay. Building each one yourself means learning those differences and maintaining them over time.

With Everpay, methods are exposed through one integration and one dashboard, so your team writes the checkout logic once and enables methods by market. Payment status arrives through the same webhooks, and reporting shows each method side by side. That makes it easier to compare conversion and cost without stitching together separate providers.

Availability of any individual method depends on country, business type and approval, so confirm the current list for your situation with our team before you plan a launch.

What to check before you launch in a new country

Adding a method is only part of a market launch. Check that pricing can be shown in local currency, that your settlement currency fits your treasury needs, and that your terms, refund policy and support hours make sense for customers there. Review whether your products or services face local restrictions or licensing rules.

Start small. Pick one or two markets, switch on the leading local method in each, and monitor approvals, abandonment and refunds by country for a few weeks. If a method underperforms, look at checkout copy and placement before you drop it.

Compliance is part of the plan too. Review the restricted businesses policy and the AML policy if your model is higher risk or involves cross-border transfers.

Local-currency pricing and a clear settlement currency.
Refund, cancellation and delivery terms customers in that market expect.
Fraud rules tuned by country rather than applied globally.
A measurement plan: approvals, abandonment and refunds by method.

How global payments connect to routing, fraud and pricing

Payment methods work best alongside the rest of the stack. The payment gateway can route card payments to local acquirers, fraud prevention can apply different thresholds by method and country, and pricing shows how costs differ across methods. For merchants building a wider footprint, the integrations directory lists the tools that connect to your store.

Higher conversion

Customers abandon checkouts that do not offer their preferred method. Adding the leading local method in each market removes friction and recovers lost sales.

Better approval rates and lower cost

Local rails and local acquiring are processed as domestic, which usually means higher approvals and lower cross-border fees. See how to improve payment approval rates.

Trust and resilience

Prices in local currency and familiar methods build trust, while a mix of rails reduces dependence on a single card scheme or processor.

How to launch a new market

Pick two or three markets, add the leading local method for each, enable local-currency pricing and monitor approvals by country. The full process is in how to accept payments internationally.

Use cases

Add iDEAL, SEPA, Interac, PIX or other local methods to an existing checkout.
Offer wallets such as Apple Pay and Google Pay for faster mobile checkout.
Accept bank debits for lower-cost recurring payments.
Settle cross-border trade faster with stablecoin rails.

Industries served

Ecommerce
Travel
Marketplaces
Gaming
Cross-border trade
Digital goods