Payments 1017 min read
What Is a Payment Gateway and How Does It Work?
A plain-language explanation of payment gateways: what they do, the steps behind every approved payment, and how they differ from processors and merchant accounts.
Payments guides and insights
Practical, plain-English guidance on payment gateways, merchant processing, fraud prevention, approval rates, cross-border settlement and high-risk payments, from the team that runs the infrastructure.
Articles
Payments 1017 min readOnline vs In-Person Payment Processing: What Actually Differs
Card-not-present and card-present payments follow different rules for fees, fraud and disputes. Here is how they compare and how to run both on one platform.
Cross-Border7 min readThe Benefits of Accepting Global Payment Methods
Local payment methods and multi-currency checkout remove friction for international buyers. Here is what you gain, what to watch for and how to prioritize.
Fraud & Risk7 min readHow Fraud Prevention Improves Payment Approval Rates
Blocking fraud and approving more sales sound like opposites. Done well, they reinforce each other. Here is how risk scoring, 3D Secure and routing combine.
Guides7 min readChoosing the Right Payment Processor for Your Business
A practical payment processor comparison checklist, with questions to ask, red flags to avoid and what the best payment solutions for ecommerce businesses share.
- High-Risk Merchants7 min read
High-Risk Merchant Accounts: What Makes a Business High Risk and How to Get Approved
What acquirers mean by high risk, which business models usually fall into it, how underwriting works and the documents that make an application stronger.
- High-Risk Merchants7 min read
iGaming Payment Processing: Payment Methods, Compliance and Chargeback Risk
What processors look for when underwriting online gaming operators, which payment methods fit gaming, and where licensing, KYC and chargebacks come in.
- High-Risk Merchants7 min read
Rolling Reserves Explained: How Processor Holds Work and How to Reduce Them
What a rolling reserve is, why processors use one, how the mechanics work and what merchants can do to negotiate smaller or shorter reserves.
- Cross-Border8 min read
Stablecoin Settlement for Cross-Border Trade: How It Works, What It Needs and the Risks
How buyers pay in local currency while settlement moves over stablecoin rails, what infrastructure and compliance sit behind it and where it can go wrong.
- Settlement8 min read
Letters of Credit vs. Stablecoin Settlement: Which Fits Your Trade?
A side-by-side comparison of letters of credit and stablecoin settlement on time to cash, cost, documentation and counterparty protection, with an honest view of when to keep the letter of credit.
- Guides7 min read
How to Choose the Best Payment Gateway for Ecommerce Businesses
A practical checklist for comparing ecommerce payment gateways on the things that actually move revenue: approval rates, local payment methods, fraud tooling and total cost.
- Payments 1017 min read
How Merchant Payment Processing Works: From Tap to Settlement
What really happens in the seconds after a customer pays: authorization, clearing, settlement, and the parties and fees involved at every step.
- Payments 1016 min read
Payment Gateway vs. Merchant Account: What's the Difference?
Two terms that are constantly confused. Here is what each one does, how they fit together and which setup suits your business.
Retail & POS7 min readBest POS Systems for Retail Businesses: A Buyer's Guide
Hardware, software, payments and inventory: what to evaluate when you choose a retail POS and how to avoid the common traps.
- Guides7 min read
How to Accept Payments Internationally: A Practical Guide
Local payment methods, multi-currency checkout, FX costs and compliance: what it takes to sell to customers in other countries without losing sales.
- Fraud & Risk7 min read
Payment Fraud Prevention Best Practices for Online Merchants
A layered approach to stopping card fraud and chargebacks without blocking legitimate customers.
- Guides7 min read
How to Improve Payment Approval Rates: 10 Proven Tactics
Every false decline is a lost sale. Ten practical ways to raise your authorization rate without raising fraud.
- Settlement6 min read
The Float Tax: What 30-to-60-Day Settlement Actually Costs Your Business
A business carrying $2M in receivables on 45-day terms at a 12% credit line pays roughly $240,000 a year to wait. Here is how to price your own float.
- High-Risk Merchants7 min read
Dropped or Frozen by Your Payment Processor? What to Do Next
Why mainstream processors terminate or freeze merchants, how to protect your cash flow this week and how to find a high-risk payment partner.
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