Merchant Infrastructure
Merchant infrastructure is the set of tools between a sale and the bank account. Choosing the right parts, and how they connect, determines how much engineering work a launch takes and how clean your books stay.
Gateway and checkout
A gateway passes payment data from your checkout to the acquiring bank. Hosted checkout reduces the card data you handle, while APIs give you more control over the flow.
Payment links and invoices
Payment links and invoices let you collect payments without building a full checkout, which suits sales teams, services and small catalogues.
Point of sale
In-person payments need terminals, card-present processing and sales reporting that matches your online channels.
Reconciliation
Match each payout to its transactions, fees and refunds. Consistent reference IDs across systems make monthly close much faster.