Treasury and FX
Once payments arrive in several currencies, treasury decisions matter. Settlement timing, conversion rates and where cash sits all affect working capital and risk.
Settlement currency
Decide which currency funds settle in and whether to convert immediately or hold balances. Each choice changes exposure to exchange rate moves.
FX spreads and conversion costs
Conversion costs can be a large share of cross-border revenue. Compare the all-in rate, not just the fee line.
Payout timing
Predictable settlement schedules make cash planning easier. Confirm the timing for each market before you forecast.
Cash visibility
Balances, pending settlements and reserves should reconcile to your ledger. A daily view prevents surprises at month end.